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Author Topic: Need advice here on someone sent me money wrongly  (Read 1333 times)

poh6702

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Need your advice here. Beginning of the month, I received an amount of $3500 from an Ang Mo who was on my boat trip few months ago. He wrote to me few weeks later and told me it was a mistake and asked me to transfer it back to him.

I have no intention to keep his money, but I am worrying about is there any implication? I don't want to happen one day policemen come to my house for funding terrorist operation!

The way he sent me the bank account number also in a funny way:

My0 very8 large0 cat0 just0 caught6 a9 very1 large5 mouse6, meaning 0800069156.

I want to return the money that is not mine, but don't want to get into trouble.

Any advice, can I lodge a police report first then return the money, in this way if there is any implication, at least I am protected.

This is first time I encountered this.

Thanks.

alexlee

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Re: Need advice here on someone sent me money wrongly
« Reply #1 on: 20 Sep 16, 12:32 »
I think you need to notify or report the incident to the bank then report police for a record.

Jaryl

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Re: Need advice here on someone sent me money wrongly
« Reply #2 on: 20 Sep 16, 13:20 »
The My very large cat part might just be for data security, trying to embed his bank account number within other text that would make it hard for hackers to find personal financial data.
-May very well be just be the action of a security savvy person and wouldn't necessarily reflect an attempt to launder money.
-$3500 frankly also isn't a significant sum of money to be laundered.  Especially considering the cost paid for the LOB with your boat and that his personal details, passport number, etc. are with you when he signed up for the trip.
>Not a very smart way to launder money if you ask me.

Why don't you inform your bank which you hold an account with.  I'm sure their compliance department would be able to advise you and they will then be able to trace the bank account through which the deposited funds came from.
-If the originating account and specified account for return don't match, that would raise questions.
-It would be logged with their bank records.
-They can always investigate if need be.

No need for you to stress.

Just my opinion.  Cheers!

poh6702

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Re: Need advice here on someone sent me money wrongly
« Reply #3 on: 20 Sep 16, 14:11 »
thanks, I am not stress, after all it is money in my bank, and I want to return in the rightful way, I will check with the bank.

Ah Goo

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Re: Need advice here on someone sent me money wrongly
« Reply #4 on: 21 Sep 16, 12:06 »
Looks like Nigerian scammer covering the trail of money..
Just report to police and the bank.

poh6702

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Re: Need advice here on someone sent me money wrongly
« Reply #5 on: 22 Sep 16, 14:46 »
Looks like Nigerian scammer covering the trail of money..
Just report to police and the bank.
That is my worry. I still holding on the money and he started sending me unfriendly E-mail about returning the money to him and he say if I don't send the money back he will try other way to get back the money.

poh6702

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Re: Need advice here on someone sent me money wrongly
« Reply #6 on: 22 Sep 16, 15:04 »
Called up the bank and confirmed the money was sent from Citibank Singapore, I asked the bank to keep a record of my enquiry and I just transferred the money back to him.

Hope no policeman coming up to my home.

Thanks,
KP